Lending for new small business
Benefits for the customers
- Simple document procedures, quickly meeting customers' capital borrowing needs.
- Stable lending periods, creating convenience for capital turnover and creating stability in production and business activities for customers borrowing small amounts of capital.
Features
- Purpose of loan: Supplement working capital or purchase fixed assets serving production and business.
- Maximum loan amount: 3 billion VND
- Maximum loan term:
- Supplementary WCL:
- Term of credit line: Maximum credit line term is 12 months, term of each loan is maximum 12 months
- Term loan: Maximum term is 36 months
- Purchase of FA: Maximum 7 years
- Supplementary WCL:
Eligibility conditions
- Having equity capital participating in project/option implementation
- Having real estate/highly-liquid assets for security
- Opening and performing payment transactions via account at NHCTVN
Application procedures
- Citizen Identification Number; Household registration book/Temporary residence registration
- Business Registration Certificate/Practicing License (for industries that are required by law)
- Other files as stipulated by the NHCT
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