* Exclusive privileges of the card:
- Cashback 10% up to 1,000,000 VND/cardholder(*)/month when shopping at Sendo e-commerce platform. Not applicable to order payment transactions with refund claims; Cancel the order after payment or delivery is not successful. Payment transactions in the utility industry, e-vouchers, service bills (including payments for electricity, water, cable TV, loans, top-ups, top-ups....).
Free shipping for life when spending at Sendo E-commerce Floor:
- Orders from 99,000 VND to 299,000 VND: 10,000 VND off/order
- Orders from 300,000 VND to 1,000,000 VND: discount 20,000 VND/order
- Orders over 1,000,000 VND: discount 40,000 VND/order
- Cashback 1% up to 200,000 VND/cardholder/month for spending transactions outside of Sendo e-commerce floor. Not applicable to commodity lines (MCCs) in the list as prescribed by Incombank from time to time.
(*) Cardholders are considered according to the customer's ID/CCCD/Passport number
* Preferential annual fee – VAT included:
- Main card annual fee: 399,000 VND/year
- Supplementary card annual fee: 199,000 VND/year
* Annual fee refund when spending:
- 100% refund of the first year annual fee when spending from 1 million VND within 30 days from the date of card activation
- 100% refund of the annual fee for the following years if the previous year reaches a total spending revenue of VND 50 million.
* Many outstanding utilities
- Low interest rate, only 18.5%
- Grace period up to 55 days for payment transactions
- Cash advance at VietinBank transaction counter is only 2%, the lowest in the market
* 0% installment interest for all spending transactions
- Installment terms: 3, 6, 9, 12, 24 months
- Applicable for bills from 2 million
- Easy registration, write CTG TRAGOP
* Up to 50% ++ discount when spending at VietinBank and Mastercard's diverse incentive ecosystem
* Credit card limit: Up to 500 million VND
* Card duration: Up to 5 years