* Benefit

- Free issuance and annual fee incentives (first year annual fee refund when spending from VND 1 million within 1 month from the date of activation, annual refund of subsequent years when spending from VND 50 million previous year)

- Lowest interest rate, only 18.5%/year

- Cash advance at VietinBank counter with only 2%, the lowest in the market

- 0% interest installment payment for all spending transactions

- Grace period up to 55 days for payment transactions

- Up to 50% ++ discount with Diverse Spending Ecosystem

- Actively manage card, control risks during card use: activate, lock card, adjust limit, change PIN... via iPay app/call center 1900558868

* Offers are updated from time to time