The Eliv3 card is the first dual-card line of International Credit (ICC) and International Debit (IDC) cards launched by VietinBank in the "Living a profitable life" campaign. With exclusive preferential policies and unique card experiences, Eliv3 has left a strong impression on customers.

Vt B176293

Explosion of cash back incentives when spending

Accordingly, when making payments via the Eliv3 ICC card at 6 industries: Tourism, entertainment, healthcare, education, supermarkets, online shopping, cardholders will enjoy cashback incentives of up to 15% with a maximum of VND 1,600,000/month. Spending in other areas will receive a 0.1% cashback with no limits on the amount. Specifically, as follows:

Total sales turnover in a month	Supermarkets	Online shopping	Healthcare, education	Tourism, entertainment
From VND 15 million/month	5% Maximum VND 300,000	5% Maximum VND 300,000	15% Maximum VND 500,000	15% Maximum VND 500,000
From VND 5 - 15 million/month	2% Maximum VND 200,000	2% Maximum VND 200,000	10% Maximum VND 300,000	10% Maximum VND 300,000
Under VND 5 million/month	0.5% cashback
0.1% cashback for remaining business categories (MCCs), no limit on cashback

This outstanding cashback policy will help cardholders maximize savings on their spending and enjoy the super "profitable" life that the Eliv3 card brings:

Daily entertainment with Netflix, Spotify, CGV, etc.
Tuition payment at schools, English centers, etc.
Travel season plans with Agoda, Traveloka, Mytour, Vietnam Airlines, VietjetAir.
Healthcare check-ups at hospitals, general clinics, etc.
Online payments on e-commerce platforms: Shopee, Tiki, Lazada, Sendo, Grab, Be, Gojek, etc.
Daily shopping at Winmart, Topmarket, Aeon, LotteMart, Saigon Coopmart, etc.

Completely free of charge

During the program, customers will experience many "free" incentives when opening and using the Eliv3 card. Specifically:

Free to open Eliv3 card for both cards (ICC and IDC).
First-year annual fee refund of VND 499,000 for new ICC cardholders who spend only VND 1,000,000 within 30 days from the date of card activation.
Lifetime annual fee waiver upon meeting spending conditions.
First-year annual fee waiver for new IDC cardholders.

Many superior utilities

In addition, the Eliv3 card applies attractive incentive policies for cardholders. Specifically:

- The longest ICC card grace period on the market, up to 55 days.

- Low ICC card interest rate, from only 18.5%/year.

- Interest-free installment payment for all spending transactions from VND 2,000,000.

- Cash withdrawal at VietinBank transaction counters with a fee of only 2%.

- Experience high-tech services: Google Pay, Samsung Pay, EMV 3D Secure, etc.

Open your card today to not miss out on attractive incentives and exclusive privilege policies for Eliv3 cardholders. In particular, customers can easily open an Eliv3 card directly on VietinBank iPay Mobile in the "Card Service" section, select "Open Credit Card" and select the Eliv3 card.

For details on the incentive policy applied to Eliv3 cardholders, please click here.

For more information about the Eliv3 card and the latest incentives, please contact your VietinBank branch/transaction office or Customer Support Center: 1900 558 868, Email: contact@vietinbank.vn.